Loan EMI calculator

Pick your card and a step of its loan ladder. See your EMI, how the processing fee is split across it, the total payable with interest, the annual percentage rate and your month-by-month schedule.

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Ladder stepGrowth step · monthly EMI

EMI tenure36 months

3 months60 months

Growth step: choose any tenure up to 60 months. The processing fee is split equally across your EMIs.

Ladder progress₹2,50,000 of ₹25 L

You pay each monthStep 6 · Prime

₹3,508

for 36 months at 13% p.a.

Each month

EMIprincipal + interest₹3,369
Processing fee share₹5,000 fee ÷ 36 months₹139
You pay₹3,508
Month 36: ₹3,388 EMI + ₹135 fee = ₹3,523, adjusted for rounding

Over the whole loan

Loan amount, paid to you in full₹1,00,000
Total interest over 36 months₹21,303
Processing fee (5%), split across 36 EMIs₹5,000
Total payable₹1,26,303

Cost of the loan₹26,303

APR, approx.*—

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The processing fee is never deducted from your loan: you receive the full amount and pay the fee with your repayment. *Annual percentage rate including the 5% processing fee. All figures are illustrative and rounded to the rupee; each loan's agreement and Key Fact Statement show the exact cost.

Your repayment

Select a row to use that tenure.

Tenure	EMI	Fee each month	You pay each month	Total interest	Total payable	APR, approx.

Personal loans with Prime

10 steps from ₹5,000 up to ₹25 Lakh, at 13% p.a. plus a 5% processing fee per step, paid with your repayment.

Business loans with Crown

13 steps from ₹10,000 up to ₹2 Crore, at 13% p.a. plus a 5% processing fee per step, paid with your repayment.

Loan EMI calculator

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Your repayment

Personal loans with Prime

Business loans with Crown